Frequently Asked Questions
It only takes 15-20 minutes on your part. Our team typically issues approvals within 2-6 business hours . Simply call or email one of our loan officers to get started. The process is simple and convenient. You can even enter your information securely on your phone, lap top or computer at your convenience.
No, there are absolutely no cost or obligations to be pre-approved by Crump Mortgage.
The simple answer is yes. There are several advantages to being pre-approved. First, you learn what your rate will be, total monthly payment, closing costs and funds needed to buy so there are no surprises when you are under a sales contract. Second, pre-approval makes your offer much stronger giving you the advantage in a multiple offer situation. It lets the seller know you are serious about buying.
We offer all loan programs including Conventional, FHA, VA, USDA Rural Housing, THDA, and first-time buyer programs
We are able to make loans for investment properties that are zoned as ‘residential’, but not those zoned as ‘commercial’.
Yes, we offer loans for purchases and refinances on your primary home, second home, vacation home, and even your rental properties.
All Crump Mortgage loans are fixed rate unless you specifically request otherwise and allow you to make extra payments and/or pay in full early with no penalties.
We offer loans with 10, 15, 20, 25 & 30 years for repayment.
We believe in the highest standards of licensing and continuing education for all of our associates. Every Loan Officer, Loan Officer Assistant and Loan Processor at Crump Mortgage is fully licensed by the Nationwide Multi-state Licensing System & Registry Service (NMLS). This certification process includes extensive testing and annual continuing education to ensure our team is up-to-date on the latest regulations and changing programs. Bank loan officers and staff are typically not fully licensed.
Crump Mortgage is ranked as the # 1 Purchase Lender* in Shelby County annually in the number of recorded deeds. Our volume enables us to provide the lowest rate/terms while providing outstanding customer service as a private lender.
(Notice – this figures are based on 2024 recorded deeds )
Who Is Crump Mortgage?
We are dedicated to providing the best financial solution by customizing each client’s mortgage to meet their unique needs while insuring the highest level of customer service at every level.
We believe relationships come first. At Crump Mortgage you won’t find any account numbers. Clients are recognized by their name, not a number.
Crump Mortgage clients receive faster answers, lower closing costs and better rates.
What Our Clients Say
I am so pleased with this team! The client opted for the renovation loan and what can often be a complicated process was a perfect breeze.
I have worked with Rob Crump in the past. He is always made buying a house an easy task. I would recommend Crump Mortgage to anybody.
This was the third time using Rob Crump. He does a great job, he is friendly, goes through the mortgage process with ease making closing on a house easy for a first time buyer. My buyer was very pleased with Rob Crump. Rob is very good to keep the agent informed, which is a great help!
Robs and his team let me know every day what was going on which our loan making the transactions easy and life a little bit better. This is one team you can trust to do want they say they will do.
Meet Our Team
